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Appliance protection is just a click away
2024's Best Home Warranty Companies in Virginia
A home warranty plan will make sure you're prepared when a major appliance breaks down.
Compare the top providers below and keep all of your major systems running.
Appliance protection is just a click away
A home warranty plan will make sure you're prepared when a major appliance breaks down.
Compare the top providers below and keep all of your major systems running.
2024's Best Home Warranty Companies in Virginia
Compare plans from top home warranty providers
and keep repair & replacement costs down.
1
Affordable Full Coverage
9.6
Outstanding
User Engagement
Based on the past 7 days
9.9
Brand Visibility
Based on digital performance
9.7
Products & Services
8.8
  • Fall Sale: $75 off + 1 month free
  • Award-winning home warranty company
  • Over 1.9 million homes covered in the USA
  • Normal wear and tear breakdowns included
  • Huge network of contractors
What is covered
What is covered

Why Choice Home Warranty?

  • 24/7 claims and customer support
  • Fast dispatching and claims process
  • Thousands of 5-star customer ratings
  • Comprehensive cover on most appliances & systems
2
9.3
Excellent
User Engagement
Based on the past 7 days
9.0
Brand Visibility
Based on digital performance
9.9
Products & Services
9.2
  • Limited Time Offer: Get $50 off
  • Award-winning industry veteran
  • Choose your own premiums/deductibles
  • 3 plans with various coverage offerings
3
8.9
Very Good
User Engagement
Based on the past 7 days
8.8
Brand Visibility
Based on digital performance
9.2
Products & Services
8.8
  • $150 off & 2 months + roof coverage for free
  • Huge network & great promotions
  • 3 plans for your specific needs
  • No home pre-inspection required
  • 24/7 claims service
4
8.7
Very Good
User Engagement
Based on the past 7 days
8.5
Brand Visibility
Based on digital performance
9.0
Products & Services
8.6
  • $100 off with code "PROTECT"
  • Affordable and most coverage plans
  • 35+ years of experience
  • Lowest, most inclusive plans
  • Network of prescreened qualified technicians
5
8.3
Very Good
User Engagement
Based on the past 7 days
8.0
Brand Visibility
Based on digital performance
8.9
Products & Services
8.4
  • $150 off + 1 month free
  • Available in all 50 states
  • 24/7 claims service
  • No home inspection required
  • 30-day money-back guarantee
6
8.2
Very Good
User Engagement
Based on the past 7 days
7.8
Brand Visibility
Based on digital performance
8.7
Products & Services
8.6
  • Available in all 50 states and DC
  • Coverage for 47 systems and appliances
  • Discounted 13-month contracts
  • No pre-inspection required
  • No pre-inspection required
7
8.8
Very Good
User Engagement
Based on the past 7 days
8.3
Brand Visibility
Based on digital performance
9.5
Products & Services
9.2
  • $200 off + 2 months free
  • 4.7/5 on Google with over 5,500 reviews
  • Home insurance quotes through Progressive
  • A rating with Better Business Bureau
  • Best technology
8
7.8
Good
User Engagement
Based on the past 7 days
7.5
Brand Visibility
Based on digital performance
8.5
Products & Services
7.8
  • Reputable home warranty with easy signup
  • In business since 1989
  • Low prices for single-family homes
  • Healthcare, military discounts
Our Top Choice
1
Affordable Full Coverage
9.6
Outstanding
User Engagement
Based on the past 7 days
9.9
Brand Visibility
Based on digital performance
9.7
Products & Services
8.8
  • Fall Sale: $75 off + 1 month free
  • Award-winning home warranty company
  • Over 1.9 million homes covered in the USA
  • Normal wear and tear breakdowns included
  • Huge network of contractors

Why Homeowners Benefit from Home Warranty

A lot of homeowners ask the following question: I already have homeowner's insurance, so why do I need a home warranty as well? It's a fair question to be sure, but what most homeowners don't understand is that these two policies actually cover very different things. Homeowner's insurance covers things like structural damage caused by fire, vandalism, hail, or other scenarios. A home warranty, though, covers your appliances and systems if they break down.

A home warranty is a tremendous benefit to homeowners as it covers the important major appliances and systems that they use every day. Things like your refrigerator, clothes dryer, and HVAC system aren't covered by your homeowner's insurance, and if they stop working, you are stuck without a home warranty. Fortunately, a home warranty policy is available online, so home appliance protection is just a click away.

What You Get With Your Home Warranty

As you can see, a home warranty is a godsend when you need it. It's important to understand what is covered under your home warranty policy though, so you aren't stuck paying out of pocket for damage that you thought was taken care of by the policy. While every home warranty service can decide what they cover, in general, these policies cover normal wear and tear of specific systems and appliances around your home.

Normal wear and tear is damage that occurs from using the item in the regular way that it was intended to be used by the manufacturer. So, a home warranty will cover your washing machine if the drain pump stops working, but it will not cover it if one of your kids stuck the cat inside and put it on spin cycle. Pre-existing conditions are not covered nor is damage from natural disasters.

The following appliances and systems are generally covered, though some will require a premium membership:

  • Heating
  • Electrical
  • Plumbing
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Microwave
  • Cooktop
  • Oven/range/stove
  • Dishwasher
  • Garbage disposal

Additional coverage can be bought for items such as:

  • Pools and spas
  • Well pumps
  • Central vacuums
  • Second refrigerators
  • Limited roof leaks
  • Stand alone freezer
  • Sump pump
  • Septic system
  • Septic tank pumping

Do You Really Need a Home Warranty?

The truth is, you don't always need a home warranty. If your appliances are in great shape and you don't mind paying out of pocket every time something breaks, skip the home warranty. If you prefer saving money or have appliances that aren't brand new, then a home warranty is the right choice for you.

Our Top 3 Home Warranty Services

#1
VIEW PLANS
Pros
  • 25,000+ in-network contractors
  • 24/7 claims support
  • No home inspection required
  • Affordable, flat-rate service fee
Cons
  • Not available in Washington state
  • No systems-only plan
Choice Home Warranty is a home warranty company servicing homeowners in 49 states. The company has a network of more than 25,000 in-network contractors and processes claims 24/7. Choice Home Warranty also uses automated dispatching and claim tracking technology to process claims quickly. You can choose from 2 plans: a Basic Plan covering most of your home’s systems and appliances and a Total Plan covering all essential systems and appliances.
#2
VIEW PLANS
Pros
  • No inspection or maintenance records required
  • Works in 49 states
  • Smart, flexible service fee pricing
Cons
  • Will work to fix an item multiple times before replacing
American Home Shield is a popular home warranty service because it offers flexible plans to fit all your needs, has competitive pricing on those plans, and offers free quotes over the phone. Plus, this service has a reliable claims department working around the clock. And with 17000 contractors on staff, you can have a technician at your house in no time. Are there any downsides to using American Home Shield home warranty? Let’s find out.
#3
VIEW PLANS
Pros
  • Award-winning service
  • Low premiums and deductibles
  • No home inspection required
Cons
  • $75 cancellation fee to terminate contract
  • Not available in every state
Select Home Warranty has competitive prices and extensive coverage of systems, appliances, and add-ons. Its award-winning service is fast and efficient, and technicians are available in most states. While there is a $75 cancellation fee if you terminate your contract, the company requires no home inspection. Making claims is also clear and straightforward and can be done 24/7.

How Much Home Warranty Will Cost You

The really good thing about this service is that a home warranty isn't an expensive investment. Especially when you consider that homeowners without home warranties shell out thousands of dollars every year in repairs, the cost of a home warranty is negligible. Every service can charge a different amount, but you'll generally pay a few hundred dollars as a premium. That sum will be paid out either monthly or annually depending on the company.

Other than the premium, homeowners will only have to pay a service fee when a claim is made. So, if you call in a technician from your home warranty provider to fix something, you'll pay the service fee directly to the technician. Service fees range from $50-$120 depending on the service, and many brands allow you to choose how much you want to pay.

How to Get a Home Warranty for Your Home & How it Works

More good news. It has never been easier to get a home warranty than it is in 2019. Today, you can fill out an application form online and have a policy in place within a few short days. If no inspection is required, that timeframe can be even shorter.

Once you have a policy in place, many home warranty providers will require a 30-day grace period to ensure that there are no pre-existing conditions. After this time, you can make a claim by following these steps:

  • Reach out to your home warranty provider. Some companies require a phone call to submit a claim while others have a convenient online claims section right on the website.
  • Once your claim is received, it's then reviewed against your policy.
  • The home warranty provider will then dispatch a technician to come to your home and assess the situation.
  • When the contractor gets to your house, they will diagnose the problem and determine whether or not it can be fixed.
  • You will pay the service fee directly to the contractor.
  • The contractor will make any possible repairs and replace any parts that they can (they may need to order replacement parts, so this can take a few days depending on the make and model of your appliance).
  • If the damage cannot be fixed or replaced, the home warranty provider will replace the item as per your contract.

It's a simple process and is generally wrapped up quickly

Finding the Best Home Warranty Service for You

Finding the right home warranty service for you can get a little tricky with so many options available. Look for a company that has a 24/7 claims department, plenty of technicians in your area, and a wide range of coverage. It's also a very good idea to look for a provider with helpful customer service. Read online reviews, and make an informed decision today.

8,008,255
homeowners have compared coverage options with
Editorial Reviews
Choice
American Home Shield
Select
First American
HWA - Home Warranty of America
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