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Elite Home Warranty Review
Elite Home Warranty Review
February 20, 2023 / staff
Elite Home Warranty Review
February 20, 2023 / staff

In a Nutshell

Elite Home Warranty is a home-warranty service offering coverage for home appliances and systems. You can choose from 3 plans: Elite Appliances, Elite Systems, and Elite Complete. You also have the option to request a custom plan with custom coverage, copayment, and coverage limit.

Elite has a 24/7 service which ensures you'll get a licensed contractor within 24-48 hours of your claim. You can also choose your preferred contractor; however, Elite must vet them before service. The service comes with a 30-day workmanship guarantee, but it doesn't apply if you choose your own contractor.


  • Customizable plans and coverage limit
  • Option to choose your own contractor
  • 30-day workmanship guarantee


  • No workmanship guarantee with own contractor

Elite Home Warranty at a Glance



Annual Premium


Plan Types

Elite Appliances, Elite Complete, Elite Systems


45 states (excluding CA, NV, NY, WA, WI)


On Elite Systems and Elite Complete plans


Wide network of licensed pros and technicians

Home Inspection Required

Home inspection report required for new homes to waiver 30-day waiting period

Claims Service Fee

$75 standard. Other options between $0 and $130 available

24/7 Claims Department


Workmanship Guarantee

30 days


Elite Home Warranty offers a generous coverage of up to 3 times what other warranty providers offer. Better yet, you can completely customize your coverage from as little as one item in your home to as many items as you wish.

Elite's warranty plans cover all mechanical components and parts needed to operate any covered appliances and systems. Each plan will clearly state which items are covered. Customers shouldn't expect coverage outside what's mentioned.


Elite Home Warranty doesn't cover damage to the home's exterior—except for roof leaks. Coverage for roof leaks is only available on the Elite Complete plan or if purchased with a custom plan.

Exclusions differ from plan to plan and in most cases, they will be clearly stated in your plan's terms and conditions.

What Appliances and Systems Does Elite Home Warranty Cover?

Elite offers 3 plans: Elite Appliances, Elite Systems, and Elite Complete. Each plan comes with optional add-ons and you can request a personalized plan if none of the available options serves your needs. With each plan, you will get up to $15,000 in coverage per year—although you can get more on a custom plan.

Below is a summary of what each of Elite's plans covers:


Elite Appliances

Elite Systems

Elite Complete

Refrigerator—including ice maker

Clothes washer

Clothes dryer



Built-in microwave

Garbage disposal

Ceiling fans

Laundry appliances

Air conditioning




Plumbing stoppages

Water heater

Garage door opener

Optional add-ons

In addition to the items above, you can also obtain coverage for the following:

  • Roof leak repair
  • pool and spa equipment
  • lawn sprinkler systems
  • service lines
  • standby generators
  • well pumps
  • sump pumps
  • septic systems
  • electronics that aren't covered in the primary plans
  • central vacuum systems
  • chest freezers
  • water softeners.

Elite also offers coverage for detached houses and garages.

Elite Home Warranty Pricing

Compared to competitors, Elite Home Warranty plans are fairly affordable. Below is a summary of Elite's starting prices.

Elite Complete

Elite Appliances

Elite Systems

Starting Price




Your final price will depend on factors such as the age, size, and location of your home. To get a quote for your home, visit Elite's website or call the company helpline. Another important factor in your plan's price is your copayment fee. To get a lower copayment, you will have to pay more for your plan. A $0 copayment option is available for up to 5 visits per year.

For new customers, Elite Home Warranty often has offers such as a 30-day free trial and $100 off your first payment.

Contractors and Service

You can file a claim with Elite through the website, or app, or by calling the company helpline. You are encouraged to make a claim as soon as possible for optimal service.

After filing your claim, Elite Home Warranty will send a professional contractor to your home within 24-48 hours. Depending on your warranty plan, you might need to pay up to $130 before the contractor's visit. Elite has a 30-day workmanship guarantee in case there is a need for a follow-up visit. This means that you won't have to make another copayment if a contractor returns to your home for the same issue.

You have the option to select a licensed and insured contractor of your choice—but Elite's 30-day workmanship guarantee won't apply when choosing your own contractor. Furthermore, the contractor needs to be approved before service.

What Do People Say About Elite Home Warranty?

Elite's customers have nothing but good things to say about the service. In fact, Elite Home Warranty has some of the best reviews among all home warranty services.

Here are a few of the positive customer reviews on Trustpilot:

“I had an issue with my dryer and Elite Home Warranty did an excellent job replacing it. It was a nice new machine. I love having Elite Home Warranty and would recommend it to anyone.” - Amelia, July 2020

“My service provider was very professional and friendly. I got my appliances fixed in less than 2 days. I am very happy that I chose Elite Home Warranty. Thank You for your service.” - Jamy, June 2022

“Customer service is great. They are always very friendly. They also have a great website and it is easy to submit claims. I have used them for about a year.” - Hunter, August 2022

“This is the 6th time I have called Elite Home Warranty to repair something in my home. They are always very helpful. I am very pleased with their service.” - Merle, August 2022

Bottom Line

Elite Home Warranty offers affordable warranty plans that cover your appliances or systems—or both. There are 3 plans available: Elite Appliances, Elite Systems, and Elite Complete. You can also build a customized plan in case the primary plans don't meet your needs. With a custom plan, you can also raise your coverage limit above the standard—which is $15,000.

To file a claim with Elite Home Warranty, you can contact the company via the website, app, or phone. The service is available 24/7 and may come with a service charge between $0 and $130—depending on your plan.

About Elite Home Warranty

Elite Home Warranty is a New York-based licensed home warranty provider with a vision to offer home warranty plans that fit each homeowner's unique needs. The service has a 5-star Better Business Bureau rating and continues to be a favorite among customers in the 45 states it operates.

Get started now, visit Elite Home Warranty

By staff staff is comprised of freelance writers who write for the site
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