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Select Home Warranty Review
Select Home Warranty Review
October 08, 2019 / Sarah Pritzker
Select Home Warranty Review
October 08, 2019 / Sarah Pritzker
$150 Off + 2 Extra Months Free
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In a Nutshell
Select Home Warranty is a household name when it comes to home warranties. The little ticker on its website, showing you how often people sign up is a good indication of how popular this service is among users. Providing fast and quality service, Select Home Warranty has competitive prices and extensive coverage of systems, appliances, and extra add-ons. Technicians are available in almost all states, so service is fast in coming and efficient.
Pros
  • Award-winning service
  • Low premiums and deductibles
  • No home inspection required
Cons
  • Pricey cancellation fee to terminate contract
  • Have to make claims quickly or won’t be covered
Select Home Warranty at a Glance
Feature Status
Annual Premium $430
Plan Types Systems, Appliances, Combo
States 45 states (excluding CA, NV, NY, WA, WI)
HVAC Gold and Platinum Plans
Contractors In-Network, 10000+
Home Inspection Required No
Claims Service Fee $60
24/7 Claims Department Yes
Workmanship Guarantee Varies
Coverage
As with all home warranty services, Select Home Warranty covers the normal wear and tear that happens from using your home’s systems and appliances. So, using your refrigerator as intended will be covered. Kids swinging from the door until it breaks off will not. Also, pre-existing conditions or damage caused by natural disasters will not be covered by the company.
Select Home Warranty has one of the highest coverage limits in the industry, covering up to $2000 for systems and $500 for individual appliances. That means each item covered on the plan will receive up to that amount in repairs or replacements. Pretty generous.
Select Home Warranty covers six main home systems and 8 appliances on the individual plans. More items are covered when you opt for the combo plan, though, so this might be more worth your while if there’s a specific item that needs to be covered.
$150 Off + 2 Extra Months Free
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What Appliances and Systems Does Select Home Warranty Cover?
Select Home Warranty has the standard breakdown of coverage with its plans. Meaning you can opt for systems coverage, appliances coverage, or a combination plan that will cover both systems and appliances. Here’s what Select Home Warranty will cover and when:
ITEM Bronze Gold Platinum
Heating
Electrical
Plumbing
Microwave
Dishwasher
Garage door opener
Refrigerator
Air Conditioning
Clothes dryer
Clothes washer
Clothes dryer
Stove/oven
Water heater
Garbage disposal
Cooktop
Ductwork
Ceiling fan
Plumbing stoppage
As you can see, the Bronze Plan covers most household appliances, the Gold Plan covers your typical systems, and the Platinum Plan covers both plus a few extras thrown in for good luck. It's worth taking a look at the complete list, so you can see if a particular item you want coverage for is included in the plan you are considering.
Pricing and Onboarding Deals
Select Home Warranty has some of the best pricing plans available in the industry. Not only are the plans themselves affordable, but Select is always running promotions, so you can get deep discounts on your already low-priced plan. At the time of this writing, Select had a $150 off bonus for signing up plus free roof coverage (a $100 value). That’s a lot of savings, and these deals are ongoing with Select Home Warranty.
{"":"Select tailors its pricing to fit your situation, so you can’t get direct pricing on the website. But here’s a look at the plans on offer and an average pricing bracket:"}
Time Bronze Plan Gold Plan Platinum Plan
Per Month $36 $36 $42
You can also get a discount for signing up for multiple years. Annual pricing, therefore, varies depending on the customer and current deal.
Another thing worth noting is Select Home Warranty’s cancellation policy. You can cancel anytime within the first 30 days, and you’ll receive a full refund, no questions asked. If you want to cancel after the first 30 days, you can still do so, but it’ll cost you. Select charges a $75 cancellation fee. This isn't a lot of money, but it is something to bear in mind when making your choice. Having 30 days to make your decision is usually more than enough time for homeowners to get a feel for the service, though. So, you should be covered.
Contractors and Service
Select Home Warranty employs over 10000 professional contractors across the country. That means there is always a local technician available to assist you quickly when a problem comes up. One main drawback is that you have to use in-network contractors, so you can’t call your regular technician if you have one already. But with so many contractors, it’s generally not a problem for most people.
Claims can be processed 24 hours a day, even on weekends, and a technician will be dispatched to your home within 48 hours. Select Home Warranty also has emergency claims that will get a contractor over to you faster. When the technician arrives, you’ll pay a flat rate $60 service fee, and your item will be repaired or replaced at the technician’s discretion. The service fee is one of the lowest in the industry, half of what some places will charge. It’s just another reason why Select Home Warranty is so affordable.
Select Home Warranty requires no maintenance logs or home inspection prior to purchasing a policy, an added layer of convenience most homeowners will appreciate.
How Does Select Home Warranty Compare?
Feature Select Home Warranty Choice Home Warranty American Home Shield
Annual Premium $430 $370-$450 Varies
Number of contractors 10,000+ 25000 15,000+
Home Inspection Required No No No
24/7 Claims Yes Yes Yes
Workmanship Guarantee N/A 30 days 60 days
What Do People Say About Select Home Warranty?
Here’s what a few Select Home Warranty customers have to say about their experiences with this home warranty service:
“ Electrical problems can be a fire hazard and having a Warranty Company that sends out quality contractors that provide a quick response, makes Select Home Warranty Services well worth having. Thank you!” Donna F
“I purchased a home warranty as a seller of my home - I wanted to offer an extra benefit to the potential buyer. I was promised the 1 yr policy wouldn't go into until we closed on the home. Select Home Warranty & all staff members helping me delivered as promised with no hassles, issues or hesitation during the entire process. Their prices were competitive, but it was their customer service that caused me to write this.” M B
“The customer service was very pleasant and he was informative, helpful and courteous. Answered all my questions. The person you speak with can definitely help you choose the proper package that will fit your criteria.” Jennifer C
“This policy is saving us thousands of dollars, and giving us peace of mind that when something breaks, we will have great service, and the repair will be painless. We would recommend Select Home Warranty to all our friends and family.” Catrina M
$150 Off + 2 Extra Months Free
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Bottom Line
Select Home Warranty is a solid home warranty service with a lot going for it. There’s a huge network of contractors, so service is fast and convenient. Plus, Select Home Warranty covers a wide range of appliances and systems with their easy to understand plan structure. What’s more, you’ll get some of the cheapest premiums and deductibles from Select, making this home warranty service one of the most affordable in the industry.
About Select Home Warranty
Select Home Warranty has won several awards from industry leaders, including Authorize.net, HomeWarrantyReviews, Top10HomeWarranty, and Consumer Advocate for outstanding service, professional contractors, and fast response times. Select Home Warranty holds a B- rating with the BBB and works with homeowners, realtors, contractors, and sellers alike.
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By Sarah Pritzker
Sarah Pritzker is a professional writer who loves scouring the web looking for the coolest products and services at the best prices. Sarah writes for besthomewarrantyonline.com. Sarah has lived and traveled all over the world, but has finally settled down with her family in the Middle East - and yes, she misses winter!